Insights · Pools ·
Cash flow for pool builders
Pool businesses in South East Queensland often see enquiries spike in spring and summer, with long build times and staged payments. Cash can look great one month and tight the next.
Where cash gets stuck
- Deposits spent on running costs instead of the job they belong to.
- Stage payments that lag supplier and subcontractor bills.
- Weather delays pushing completion and final payments.
- Warranty and call-back costs after handover.
A simple plan
- Track deposits and stage payments by job, not as general income.
- Run a 13-week cash flow forecast updated weekly in peak season.
- Set aside GST and tax as money arrives (How much tax to set aside).
- Plan quieter months: maintenance, servicing or retail lines can smooth income.
- Check your QBCC licence class and maximum revenue before a big season.
Know your margin by pool type
Different pool types and sizes carry different margins and risks. Job costing shows which ones to sell more of.
Want this looked at for your business?
Book a free 15-minute Financial Health Check with Tereza, our practice manager. We look at income, tax, the business, mortgage, insurance and super in one go. Short on time? Grab a 5-minute quick chat.
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General information only. This doesn’t take your circumstances into account and isn’t tax, financial or legal advice. Talk to your accountant or registered tax agent before acting. PRM is not a registered tax agent; tax agent services are provided by Australian Tax & Super Pty Ltd (TPB 25291395).